Living October 25, 2024

Easy Earth-Friendly Energy Fixes

SOURCE: Windermere

There are plenty of good reasons to make your house a little greener, including saving money on energy expenses and ensuring a more livable planet for future generations. No matter what your motivation, making eco-friendly changes doesn’t have to be a daunting proposition.

The following relatively simple tips will help to not only reduce your carbon footprint to realize savings but also bring the peace of mind that comes from making smart choices for the environment.

 

Reduce Water Usage

For many homeowners, the highest utility expense is the water bill. We all know that taking shorter showers and only running the dishwasher when it’s full can help reduce water usage, but there are other ways to find savings.

If you are an ardent gardener, collect water in a rain barrel during the wetter months to use on plants and yards when outside temperatures go up. Installing a low-flow or dual-flush toilet (or retrofitting your existing toilets) can also reduce the amount of water that goes down the drain.

 

Invest in Energy Star® Appliances

If your appliances—including your washer and dryer, refrigerator, water heater, or television—are more than ten years old, buying new ones could be all it takes to save money.

For an even bigger bang for your buck, invest in Energy Star appliances. To be certified as Energy Star, appliances must meet strict standards for energy efficiency set by the Environmental Protection Agency (EPA). The upfront cost of these products can be a little heftier than other appliances, but rebates and federal tax credits can help offset that initial expense.

 

Get a Smart Thermostat

Many thermostats have a scheduling feature to help manage your heating and cooling. This can be helpful if you have a consistent daily routine of when you will be home and out of the house to save energy during the hours when you’re away or asleep.

You can now find thermostats that meet the EPA’s criteria for energy efficiency. Energy Star smart thermostats are Wi-Fi-enabled and give you better control over the heating and cooling of your home. Many of these options have apps on your smartphone that give you the power to adjust from your fingertips. And over time, they can learn your preferences, including times you are away from home and when you sleep, to improve efficiency. They can also provide insight into your energy usage so you can make adjustments yourself for optimal performance.

 

Plant a Tree or Two

Trees not only suck carbon dioxide out of the atmosphere while producing the oxygen we need for fresh air, but they also provide shade for homes in the summer months, which can cut down on the time you need to run an air-conditioning unit or the AC function of your HVAC system. Plant trees on the south and west side of your home for the best results. Trees that shed their leaves in the fall can provide mulch for your yard or garden, thus reducing the amount you’ll need to water them in the summer and fall.

SOURCE: Windermere

DesignLiving October 8, 2024

Pet Friendly Home Decor Ideas

SOURCE: Windermere

For many of us, pets are important members of our household, which means our homes should be as comfortable for them as they are to everyone else who lives there. When choosing how to decorate your home, whether you’re moving into a new one or welcoming a new furry or feathered friend into the one you already live in, thinking ahead about their needs can not only create a happy space for everyone but also help with the inevitable pet-related accidents and other possible issues down the road.

Cuddly-friendly Furniture

While some pet owners refuse to let animals on couches or chairs, others love to cuddle with their furry friends on or near their laps. If you fall in with the first group, create a soft space on the floor for Fido or Fluffy to lie on when the family is relaxing. Dog and cat beds come in just about every material, color, and style you can imagine, so finding one that fits in with your aesthetic should be relatively simple.

If you’re in the second group, select furniture that can withstand the wear and tear of claws, accidents, and frequent vacuuming. Leather (or faux leather) surfaces are best for homes with animals that shed. If you prefer the feel of fabric instead, choose a couch or loveseat made from stain-resistant materials or use a washable slipcover.

Throw blankets are not only cozy, but they are also great for creating a barrier between pets and furniture, and they’re a lot easier to clean than an entire couch.

Safe Plants

Incorporating live plants and greenery is a great way to add a touch of nature to your home’s interior, but not all plants are safe for pets. While fake plants are an option, they don’t provide the extra benefit of helping to clean the air you breathe while indoors.

Rattlesnake plants, spider plants, orchids, many kinds of fern, and small palms are all beautiful additions that aren’t toxic if your pup or kitten takes a nibble. There are also many types of succulents that are pet-safe, and the spiny ones will deter a pet that’s looking for a snack or—in the case of some cats—a litter box.

Flooring

When it comes to pets, accidents are usually inevitable. As well behaved and trained as they may be, pets get sick, old, and stressed. Though messes are bound to happen, lingering stains don’t have to. Hardwood, tile, and vinyl floors make it easy to wipe up anything your pet leaves behind, as well as spills they may cause. Washable rugs come in dozens of attractive styles and are great at protecting floors, especially if you add a pet-proof pad underneath. Put plastic or vinyl mats under pet feeding areas to protect floors from spills and to prevent bits of food from spreading throughout the house.

Colors

The best way to camouflage pet hair in between sweeping and vacuuming is to select furniture, carpets, and décor items that match your pet’s coat. If you’ve got a brindle pup, calico kitty, or multi-colored animal friend, patterns will be your best bet. Florals, plaids, stripes, paisleys, and other patterns also help hide stains when those inevitable spills and accidents happen.

Hidden Essentials

Our animal buddies are sweet, cute, and cuddly, but not everything about having a pet is attractive. Litter boxes, feeding stations, and sleeping crates take up a lot of room and can be eyesores. Fortunately, furniture makers have taken notice and created pieces that are both aesthetically pleasing and functional.

For indoor kitties, litter boxes are necessary, but constantly seeing and smelling them isn’t. Get the box out of sight with a stylish litter box side table. Dogs can nap in style with a crate that doubles as an end table or nightstand. Feeding stations with storage make dinner time easy and keep unsightly bags of food hidden away.

Your love of animals doesn’t have to get in the way of living in style. These tips should help you find the right balance between the two.

SOURCE: Windermere

Buyers September 16, 2024

To Buy New or Old, That is the Question

SOURCE: Windermere

If you’re shopping for a new home, there are a number of factors you need to consider in order to narrow down your search criteria. Because before you can get too deep into your home search, you need to identify your needs, figure out your wants, and decide if there are any deal breakers that don’t work for you, such as the age, style, and location of your dream house. As you weigh the option between a new build or an older resale, here are six differences to note.

The Neighborhood

Surprisingly, one of the biggest factors in choosing a new home isn’t the property itself, but rather the surrounding neighborhood. While new homes occasionally spring up in established communities, most are built in new developments. The settings are quite different, each with their own unique benefits.

Older neighborhoods often feature tree-lined streets; larger property lots; a wide array of architectural styles; easy access to mass transportation, restaurants, and local shops; and more established relationships among neighbors.

New developments are better known for wider streets and quiet cul-de-sacs; controlled development; fewer above ground utilities; more parks; and often newer public facilities (schools, libraries, pools, etc.).

Consider your daily work commute, too. While not always true, older neighborhoods tend to be closer to major employment centers, mass transportation, and multiple car routes (neighborhood arterials, highways, and freeways), and new construction homes are usually found on the outskirts of city limits where there’s more land available for the development. The main exception being new townhouses on lots in the middle of established neighborhoods.

Design and Layout

If you like Victorian, Craftsman, or Cape Cod style homes, it used to be that you would have to buy an older home from the appropriate era. But with new-home builders now offering modern takes on those classic designs, that’s no longer the case. There are even modern log homes available.

Have you given much thought to what type of floor plan you want? If you have your heart set on an open-concept layout with an entertainment kitchen, spacious primary suite, and walk-in closets, you’ll likely want to buy a newer home—or plan to do some heavy remodeling of an older home. Unless they’ve already been remodeled, most older homes feature more closed floor plans with structural separation between rooms.

If you have a specific home décor style in mind, you’ll want to take that into consideration, as well. Professional designers say it’s typically best if the style and era of your furnishings match the style and era of your house. But if you are willing to adapt, then the options are wide open.

Materials and Craftsmanship

Homes built before material and labor costs spiked in the late 1950s have a reputation for higher-grade lumber and old-world craftsmanship like hardwood floors, old-growth timber supports, ornate siding, artistic molding, etc.

However, newer homes have the benefit of modern materials and more advanced building codes, such as copper or polyurethane plumbing, better insulation, double-pane windows, modern electrical wiring, earthquake/ windstorm supports, and so on.

Current Condition

The condition of a home for sale is a top consideration for any buyer, whether you plan to do a little work or not. However, age is a factor here, as well. For example, if the exterior of a newer home needs repainting, it’s a relatively easy task to determine the cost.  But if it’s a home built before the 1970s, you have to also consider the fact that the underlying paint is most likely lead-based, and that the wood siding may have rot or other structural issues that need to be addressed before it can be re-coated.

On the flip side, the mechanicals in older homes (lights, heating systems, sump pump, etc.) tend to be better built and last longer.

Regardless of the age of the home or the apparent condition, it’s important to get a home inspection from a professional.

Outdoor Space

One of the great things about older homes is that they usually come with mature trees and bushes already in place. Buyers of new homes may have to wait years for ornamental trees, fruit trees, roses, ferns, and other long-term vegetation to fill in a yard, create shade, provide privacy, and develop into an inviting outdoor space. However, maybe you have the patience and interest in building the yard you want, or you’re one of the many homeowners who prefer the wide-open, low-maintenance benefits of a lightly planted yard.

Car Considerations

Like it or not, most of us are dependent on our cars for daily transportation. And here again, you’ll find a big difference between newer and older homes.

Newer homes in developments almost always feature ample off-street parking: usually a two-car garage and a wide driveway. Some new construction even includes electric vehicle charging stations as electric and hybrid cars become more mainstream. An older home, depending on just how old it is, may not offer a garage—and if it does, there’s often only enough space for one small or mid-sized car. For people who don’t want to leave their car on the street, this alone can be a determining factor.

Finalizing Your Decision

While the differences between older and newer homes are striking, there’s certainly no right or wrong answer. It is a matter of personal taste, and what is available in your desired area. To quickly determine which direction your taste trends, use the information above to make a list of your most desired features, then categorize those according to the type of house in which they’re most likely to be found. The results can often be telling.

If you have questions about newer versus older homes give me a call.

SOURCE: Windermere

Sellers August 6, 2024

The Pitfalls of Overpricing Your Home

SOURCE: Windermere

When a homeowner prepares to put their house up for sale, two things are usually top of mind: how long will it take to sell and how much can we get for it. During a seller’s market, when stories of bidding wars and cash offers abound, it’s can be tempting to put as high a price tag on your home as possible. But even when the market favors sellers, overpricing your home can jeopardize your efforts to sell quickly and get top dollar.

Missing Your Market

The vast majority of homebuyers start their search online, and the first criteria they often enter is the price range. If your home is above the high point of their range, buyers in your target market will never even see your listing—it simply won’t show up in their searches. In addition, it’s human nature to go after the top item in a collection. Buyers want the most house they can get within their budget. This means you want to be the best house compared to those in your price range, rather than among the bottom compared to those in a more expensive bracket.

Key takeaway: You want to shine against your competition, not pale by comparison

Playing the Numbers

Selling a home is a numbers game: the more potential buyers, the greater chance of an offer. Overpriced homes get fewer showings, both in person and online. Your agent will tell you that showings are critical to capturing the interest of buyers, but if the home is overpriced, they will have difficulty attracting attention to your home. This can slow the entire home selling process, leaving both you and your agent feeling frustrated.

Key takeaway: More showings = more offers.

Going Stale

It’s also human nature to be drawn to what’s new, the bright, shiny object, as the saying goes. New listings attract the most attention—that’s when buyer interest is highest. The longer your home is on the market, the less appealing it becomes. And at a certain point, you may be forced to lower the price. Many buyers and their agents will assume the reason the house has been on the market so long, and why you had to lower the price, is because there is something wrong with it. Once the price drops begin, they can continue, which creates the risk of selling your home for less than what it is worth.
In addition, the longer your home is on the market, the more expenses you incur. Mortgage payments, utilities costs, and seller’s fees will continue to pile up, making it harder to recover from these costs when your home does eventually sell.

Key takeaway: Be the bright, shiny object.

Losing at the Last Minute

Let’s say you do find a buyer at the overpriced cost. During closing, the lender will order an appraisal of your home. If the appraiser finds that the market value of the home is less than the selling price, they could deny financing. If that happens and you are forced to put the house back on the market, buyers’ agents will be able to see that it’s a relisting, could assume something is wrong with the house and share those concerns with their client.

Key takeaway: Be realistic about value.

SOURCE: Windermere

Design July 23, 2024

Decorating for a Stress-Free Home

SOURCE: Windermere

Your home should be your sanctuary—a place to relax, spend time with loved ones, and unwind from the stresses of everyday life. But with many of us working from home, even partially, the lines between life and work can become blurry. And with other stressors bleeding over into personal time, home can start to feel less like a sanctuary and more like the focal point for life’s anxieties.

If you are looking to reduce stress when you’re home and turn your space back into a place of respite, a few DIY redecorating projects could do the trick.

 

Lighting

How we light our homes (and when we turn the lights off) can have an enormous impact on our mental health. Natural light from unobstructed windows is ideal for boosting your mood during the day, but if you don’t have many windows or prefer your privacy, lamps that produce warm light can be soothing.

Getting a good night’s sleep is one of the best ways to manage stress. Once the sun sets, dim the lights in your house and use blackout curtains to achieve full darkness while you sleep. Avoid lightbulbs that claim to mimic daylight unless you are using them for Seasonal Affective Disorder in the winter months.

Décor idea: Turn off overhead lighting and invest in lamps with variable or dimmable light settings.

Declutter

Though some homeowners are bucking the trends for simple and opting for a “maximalist” style, clutter stresses many of us out. You can go through your house and get rid of all the items that aren’t sparking joy, or you can invest in attractive storage systems that allow you to hold onto your things while keeping them organized. At the very least, make sure you don’t have “to do” stacks or piles in the bedroom.

Décor idea: Try a flip-top bench in hallways or at the foot of your bed to hide away infrequently used items.

Feng Shui

The ancient art of Feng Shui has been helping people create calm inside their homes for thousands of years. Whether or not you believe that sleeping with the head of your bed on the north wall of the bedroom promotes deeper sleep, it’s hard to argue with other Feng Shui practices. One such principle is bringing nature indoors. This can be accomplished with living plants or even art featuring wilderness landscapes.

Décor idea: Select one wall in your home and devote it to photographs of living plants or natural settings.

Rounded shapes

Though clean lines and order may feel comforting to some, too many right angles can be overly stimulating. Circles and ovals, on the other hand, feel more organic and soothing. While you may not be able to round out the corners or entry ways in your home, you can add round touches with circular ottomans, oval frames for mirrors and art, and spherical elements such as a globe or orbs on a bookshelf.

Décor idea: Consider wallpaper or wall designs the include flowing, organic shapes such as wood grain or florals.

Color

The hues and shades you use in your home can have the biggest impact on your mood. Bright colors can be energizing, and reds are great for stimulating appetites in kitchen and dining rooms. But if you are looking to bring a sense of calm to a room, muted shades of blue and green or earth tones are best. Don’t mistake “muted” for “light” though; deep ocean blues and forest greens can be soothing while still making a statement.

Décor idea: If you’re hesitant to commit to painting a whole room, experiment with calming colors by incorporating throw blankets, pillows, and artwork.

SOURCE: Windermere

LivingSellers July 2, 2024

Streamlining Your Life: 7 Tips to Make Downsizing Easier

SOURCE: Windermere

Whether you’re retiring, moving into a smaller space, or simply want to live more minimally, downsizing can simplify the process. After all, the fewer belongings you have, the less you need to pack, move, and organize in your new place. But for many of us, the mere idea of downsizing can be daunting. How do you decide what to keep and what to let go of after accumulating a lifetime of possessions, mementos, and memories?

The secret, as it so often is, is to plan ahead. Here are some tips to make downsizing easier.

Start early:

Begin the downsizing process several months before your move date if you can. Starting early allows you to pace yourself and avoid last-minute rushes. It also gives you time to work through your emotions, so you’re less likely to keep something you don’t use simply because you’ve owned it for years.

Create a downsizing calendar:

Budget your time by dedicating specific days or weekends to different tasks, such as sorting through possessions, donating items, and dealing with recycling or disposal. Like a to-do list, a calendar can inspire action by giving you a clear agenda for each day or week.

As part of the process, research where to drop off items and their operating hours to improve efficiency. For example, you may need to schedule pickups or drop-offs for local charities or other organizations that accept donations. Also allow extra time if you’re posting items online, as they may take longer to sell.

Sample calendar:

  • Week 1: Sort through bedroom clothes and accessories.
  • Week 2: Declutter books and paperwork.
  • Week 3: Tackle the kitchen (utensils, appliances, etc.).
  • Week 4: Assess living room furniture and storage.
  • Week 5: Organize garage sale or list items for sale online.
  • Week 6: Donate remaining items and arrange for recycling or disposal.

Develop criteria for making decisions:

When planning, factor in your reasons for downsizing, and use these as criteria when faced with difficult choices. For example:

If you’re simplifying: Keep items that bring you joy and get rid of the items that cause stress. Prioritize items that add meaning to your life or hold sentimental value.

If you’re cutting costs: Consider getting rid of items associated with costly hobbies or that require expensive maintenance.

If you’re moving into a smaller space: Prioritize belongings you use regularly or that serve a practical purpose. Let go of items that are rarely used or have no clear function.

Sort items by their intended destination:

Designate specific areas for items you plan to keep, donate, sell, recycle, or dispose of. Use labels or colored markers to clearly mark each pile.

  • Keep: Items that fit your decision-making criteria (see above)
  • Donate: Items in good condition that others can use
  • Sell:  Valuable items you don’t need but an convert into cash
  • Recycle: Items that are broken, outdated, or no longer useful, but that can be recycled
  • Discard: No longer useful items that can’t be recycled

Take it room by room:

Treat each room as a separate project. You may want to start with a smaller room that you’re less emotionally attached to, like a home office, to make decisions easier. Once you’ve finished each room, give yourself a pat on the back before moving to the next. Recognizing these smaller accomplishments can provide a mental boost as you work towards achieving your larger goal.

Consider off-site storage:

If you don’t have as much time as you’d like or have more valuable items than your new space will accommodate, consider renting an off-site storage unit. Some people use storage units for six months to a year after a move, allowing them to sort through their items at a more deliberate pace. This approach lets you gradually incorporate some items into your new living arrangement and decide what to do with the rest. However, be careful not to fall into the “out of sight, out of mind” trap. It’s easy to neglect a storage unit, only to realize years later you’ve made little progress.

Take time to reflect:

For many people, the hardest part of downsizing is letting go of belongings with sentimental value. Give yourself time to process the emotions tied to these items. Think of them as treasured memories rather than losses, and take photos of items you cherish but can’t keep. Shifting your perspective can also be helpful. This can be a liberating transition to a new lifestyle—one that’s more thoughtful about what’s worth holding onto. And remember, there are always new memories to be made!

SOURCE: Windermere

Sellers June 11, 2024

Staging for Home Selling Success

SOURCE: Windermere

The benefits of staging a home are well documented. Numerous studies show that staging helps sell a home faster and for a higher price. Studies also indicate that buyers decide if they’re interested within the first 30 seconds of entering a home. Not only does home staging help to remove potential red flags that can turn buyers off, it also helps them imagine living there. Homes that are professionally staged look more “move-in ready,” which makes them far more appealing to potential buyers.

Ready to get started?

If you’re ready to put your house on the market and want to try your hand at staging, here are some concepts to keep in mind:

Aim for Cohesion

Make the inside match the outside. For example, if the exterior architectural style of your house is mid-century modern, the interior should be primarily outfitted with mid-century modern style furniture. Prospective buyers who like the exterior style of your home are going to expect something similar when they step inside. If the two styles don’t agree or at least complement each other, there is likely going to be an immediate disconnect for the buyer.

There is always room for flexibility. Not all your furnishings need to match, and even the primary furnishings do not need to be an exact match to the architectural style of your home. To create cohesion, you simply need to reflect the overall look-and-feel of the exterior.

Neutralize and Brighten

Every home is a personal expression of its owner. But when you become a seller, you’ll want to look for ways to make your home appeal to your target market. Keep in mind, your target market is made up of the group of people most likely to be interested in a home like yours—which is something your agent can help you determine.

A good strategy to staging your home is to “neutralize” the design of your interior. A truly neutral interior design allows people to easily imagine their own belongings in the space—and to envision how some simple changes would make it uniquely their own.

Paint over bold wall colors with something more neutral, like a light beige, warm gray, or soft brown. The old advice used to be, “paint everything white,” but often that creates too sterile of an environment, while dark colors can make a room look small, even a bit dirty. Muted tones and soft colors work best. Likewise, consider removing wallpaper if it’s a bold or busy design.

Lighting is key. Replace heavy, dark curtains with neutral-colored shear versions; this will soften the hard edges around windows while letting in lots of natural light. Turn on lamps, and if necessary, install lighting fixtures to brighten any dark spaces—especially the entry area.

Clean and De-Clutter

To further inspire buyers to imagine the space as their own, make sure every room—including closets and the garage—is clean and clutter-free. You may even want to hire professionals to give your home a thorough deep clean. Remember, the kitchen and bathrooms are by far the two most important rooms in a house when selling, so ongoing maintenance is important.

Family photos, personal memorabilia, and collectibles should be removed from the home for your safety. Closets, shelves, and other storage areas should be mostly empty. Work benches should be free of tools and projects. Clear the kitchen counters, store non-necessary cookware, and remove magnets from the refrigerator door.

The same goes for furniture. If removing a chair, a lamp, a table, or other furnishings will make a particular space look larger or more inviting, then do it.

You don’t want your home to appear cold, un-loved, or unlived-in, but you do want to remove distractions and provide prospective buyers with a blank canvas of sorts. Plus, de-cluttering your home now will make it that much easier to pack when it comes time to move.

Where to Start

If you’re concerned about the additional cost of staging, rest assured. Even a relatively small investment of time and money can reap big returns. There are even things you can do yourself for little to no cost. Contact your agent for advice on how to stage your home most effectively or for a recommendation on a professional stager. While the simple interior design techniques outlined above may seem more like common sense than marketing magic, you’d be surprised at how many homeowners routinely overlook them. And the results are clear: staging your house to make it more appealing to buyers is often all it takes to speed the sale and boost the sale price.

SOURCE: Windermere

Buyers May 28, 2024

Simple Steps to Saving for a Down Payment

Source: Windermere

Whether your dream home just came onto the market or you’re thinking ahead for a purchase down the road, coming up with the money for a down payment can feel daunting. Don’t fret! There are steps you can take now—both large and small—that will add up over time to help you secure the funds you need to make that offer.

Determine how much you need

First things first, set your goal. The answers to these questions will help you determine what you’ll need to budget for the down payment:

  • What do homes cost in the area you where want to live?
  • How soon are you looking to buy?
  • Do you qualify for buyer-assistance programs in your area? Where have interest rates been going (up or down) lately?

Don’t forget about closing costs when calculating how much you’ll need!

Start a high-yield savings account

It’s difficult to keep track of how much you’re saving if you’re putting all your money in the same account you pay for living expenses with. Your down payment fund deserves its own savings account.

Look for high-yield savings account options at your current bank or find a new bank that offers one. Many banks today offer a 3-5% annual yield that will compound quickly.

Eliminate unnecessary expenses

No, you don’t need to stop eating avocado toast or give up your hobbies. Even simple changes can quickly add up.

  • Go thrifting instead of buying new clothes.
  • Get your library card rather than buying new books.
  • Cancel subscriptions to publications or services you rarely use.
  • Prepare meals at home a few times a week instead of dining out.

Though cutting back can sometimes feel like an inconvenience, these adjustments are temporary and don’t have to change how you live too drastically. Even while you’re re-prioritizing your spending, you can still simultaneously save for things like travel, and all the provisional adjustments will feel worth it when you’re enjoying your new home.

Don’t dip into emergency funds

Though it can be tempting to look at your retirement account balances or emergency savings account and daydream about barbeques in your new back yard, don’t give in. The tax implications of cashing out a 401K or IRA almost always outweigh the benefits of the quick money, and many retirement accounts require paying them back relatively quickly, likely before you’ll have built equity in your home. And your emergency fund is there for just that: emergencies. Life can be unpredictable and having at least six months’ living expenses stored away offers peace of mind is priceless.

Automate your savings

If you haven’t already, arrange to have your paycheck automatically deposited into your bank account, and then designate a percentage of it to go directly into savings rather than checking. This helps ensure that you’re putting the cash away before you use it on other expenses. By depositing directly into your savings account you’re less likely to think about it when making a purchase.

Other ways to automate savings include taking advantage of programs that will round up any purchases you make from checking and put the difference directly into your savings account. Check to see if your bank offers this or look into available applications in your app store. You can also use a credit card that offers cash back on a percentage of what you spend and save those rewards in your separate savings account. Just be sure to pay the bill completely each month!

Take advantage of windfalls

If you get a raise, bonus, or inheritance, put the extra money right into your high-yield savings account and stick to the budget you had before the windfall. You won’t feel a difference in your lifestyle, but even an incremental increase will help chip away at your goal.

Ask for help

Weddings, graduations, new babies, and other major life events are great opportunities to ask for cash in lieu of gifts. Be sure to document any gifts appropriately, and as long as it is a gift and not a loan, money from family and friends can help put you in a home you’ll all be able to enjoy together soon.

 

Buying a home is likely to be the largest financial transaction you’ll make in your life, and saving enough for a down payment can feel overwhelming. But with some dedication and smart money choices, you could be ready sooner than you think. Good luck, and happy saving!

Source: Windermere

Windermere Community May 14, 2024

Kicking Off the 35th Anniversary of the Windermere Foundation

SOURCE: Windermere

This year we’re celebrating the 35th anniversary of the Windermere Foundation, the non-profit arm of Windermere Real Estate. Since 1989, agents and offices across our network have given back to the communities where Windermere operates. We’ve raised over $53 million and supported thousands of our neighbors in need throughout the Western U.S.

Last year the Windermere Foundation donated $3.7 million to 607 non-profit organizations dedicated to assisting low-income and homeless families. Donations provided emergency assistance, supported youth programs, food support, and shelter.

Our 2023 Community Impact Report outlines our efforts and is available to download and read here.

To start off 2024 on the right foot, our offices in Spokane, WA, and Lake Oswego, OR are doing their part to support low-income and homeless families in their communities through grants and fundraising events.

 

Helping Refugees Thrive in Spokane, WA

Five white people pose smiling with a giant check in a boardroom. The Thrive International logo is on the wall behind them.

Image Source: Windermere Spokane

In their annual grant review, Windermere Spokane considered 32 applications for their 2024 Windermere Foundation donations and were able to grant funds to 11 organizations. While they were able to support a handful of organizations they have donated to previously, they were able to add some new non-profits to their list, including Thrive International.

The stories submitted by Thrive about their temporary housing for refugees struck a chord with a group of Windermere Foundation representatives who come from seven Spokane-area Windermere offices. The funds will help refugee families access housing in a moment when shelter is so important. In addition to temporary housing, Thrive also offers education and empowerment programs to residents, which have helped lead so many into further housing and successful transitions as immigrants to the greater Spokane area. Read on for a story about Yuliia, a Ukrainian refugee who was assisted by Thrive.

Yuliia’s Story

Yuliia smiles in front of a lit neon sign in the shape of the Thrive International logo.

Image Source: With Permission from Thrive International and Windermere Spokane

Yuliia is from Ukraine. She unexpectedly started her journey to come to the United States in May of 2022, just three months after the Russian-Ukrainian war started. Initially, leaving her homeland was not a part of Yuliia’s plans. However, when bombs blasted in her city, she made the difficult decision to seek a secure haven for her family.

“Everything was so good. My life was good before everything happened,” said Yuliia. She was a hardworking administrative manager at a company in Ukraine. Yuliia and her husband had just bought their first home; however, their lives took an abrupt turn when their city became a danger zone, leading them to sell their car to afford flights for their journey to the United States in pursuit of refuge.

Arriving in the U.S. with little more than the clothes in their suitcases, Yuliia faced the daunting challenge of rebuilding her life from scratch. She said, “When we came here, we didn’t have anything. We didn’t have money. We didn’t have any documents. It just looked like we were starting from zero.”

Amidst linguistic and cultural barriers, Yuliia discovered Thrive Center in June, becoming one of its first residents. With the support of Thrive staff, she found not only employment but also a community where she could make connections with other Ukrainian refugees and get help with medical insurance, workshops, and educational resources. Starting as a front desk assistant at a dental clinic, Yuliia’s journey has come full circle as she now serves as the Assistant to the General Manager at Thrive Center.

Expressing gratitude for the opportunities she’s been given, Yuliia finds joy in empowering others to thrive. Yuliia’s story shows resilience and hope amidst adversity. From the once-thriving administrative manager in Ukraine to the unexpected refugee seeking safety in the United States and helping others at Thrive Center, her journey is a testament to the strength of the human spirit.

Stories like Yuliiua’s inspired the Windermere team reviewing applications to fulfill the grant with their available Windermere Foundation funds.

Emma Reeves, with the Windermere Foundation in Spokane, said, “we are excited to continue working with Thrive in the future to ensure that having a ‘home’ is a possibility for all.”

 

Sally Knauss Tulip Sale in Lake Oswego, OR

Four white women stand, smiling, behind a table with tulip bouquets wrapped in brown paper. They’re in rain jackets and they stand in front of the Windermere Spokane office, with the Windermere logo displayed on the wall behind them.

Image Source: Windermere Lake Oswego

The agents at the Windermere office in Lake Oswego, OR hosted their 27th annual Sally Knauss Tulip Sale in March. Named for the Realty Trust agent who started it, who has since passed away, the tulip sale culminated in an order for 8,000 tulips from Wooden Shoe Tulip Farm, which were used to create 800 bouquets.

“Rain or shine each year [our office] is happy to enable this iconic event,” said Valerie Ross, Principal Broker at Windermere-Lake Oswego

Taking shifts from 8am to 1pm on Friday, March 29, fifteen Windermere agents volunteered for the cause, which raises money for the office’s Windermere Foundation fund. Donations from the sale allow the office to support local non-profits throughout the year. This year’s sale raised $5,800 which will go to one or more of their favorite organizations, like Clackamas County Women’s Shelter, Bridge Meadows, New Avenues for Youth, and Friends of the Children.

SOURCE: Windermere

Living April 22, 2024

Hosting on a Budget

SOURCE: Windermere

There’s nothing better than spending time with family and friends. When we’re sharing memories—or making new ones—we feel close to our loved ones and reaffirm our bonds to each other. If you’re the one hosting a get together though, the expenses of feeding and entertaining everyone can quickly add up.

Whether you’re inviting family over for a holiday celebration, hosting a birthday or graduation party, or just want to hang out with a few friends, we’ve got some tips to keep costs down while ensuring everyone has a good time.

Plan a Potluck

Perhaps the simplest, and most obvious, way to keep food expenses down when hosting is to ask your guests to contribute. Consider splitting up assignments by first letter of last names. For instance, last names starting with A-H bring beverages, I-P bring sides, Q-V bring salads, and W-Z bring desserts. This works well for holiday gatherings, but only use the letter assignment system if you’re not hosting a lot of family members who share the same last name!

Gather for Games

Board games, charades, or Pictionary using an easel are fun for all ages, and no one expects a full meal while you’re playing. Games can create a fun theme for birthday or anniversary parties, too. Provide a few snacks, beverages, and the games themselves and you’re all set.

Make It a Movie Night

With streaming services and inexpensive rentals like Redbox, having friends over to watch a flick is an easy and affordable way to spend time together. Supply the popcorn (and maybe a few of your favorite kinds of candy) and you and your guests are in for an evening of fun for only a few dollars. Movie nights are a fun idea for older kids and teens as well. Whether you want to turn it into a slumber party is up to you!

Bake up Brunch

There are a million ways to use the relatively inexpensive grocery items like eggs, potatoes, and pancake mix to whip up a delicious brunch. Egg casseroles or quiches with fresh veggies are easy to make ahead of time and can expand how many people a few eggs can feed. Hashbrowns or home fries are instant crowd pleasers. And who doesn’t love pancakes?

The best thing about brunch is that you can serve it anytime. Whether your invitation list consists of early risers or sleepy heads, anytime between 9:00 AM and early afternoon is perfectly appropriate.

Shop Your Own Supply

Using what you already have stocked in your fridge and pantry is not only less spendy than a big store run, but it’s also handy if a party comes together at the last minute. Fruit, crackers, and cheese can quickly turn into attractive and tasty appetizers. Any kind of protein, rice, some beans, tortillas, and cheese can turn into a make-your-own taco bar.

Scope out the Sales

If you’ve got enough of a head start, planning the food and beverages you’re going to offer at your shindig around weekly or seasonal sales can save a pretty penny. Keep an eye out for grocery store circulars, coupons, and online ads that offer special deals on party favorites like soda, chips, and crackers. Shopping early can also pay off for big holiday meals. For example, many stores sell frozen turkeys weeks before Thanksgiving for a fraction of what you’ll pay for a fresh turkey the week of.

Serve a Signature Cocktail (or Mocktail)

Stocking a bar can easily become your party’s biggest expense, especially if your guests expect premium booze. Instead of purchasing all the bar staples and several varieties of beer and wine, create a signature cocktail (or mocktail) that only calls for a few ingredients and that you can make in advance. Sangrias, mojitos, and margaritas are great in big batches. A simple sorbet punch is a sure winner for the mocktail inclined.

Leave the Music to Us

Setting the tone with music is key to a great time. Windermere Real Estate has several playlists ready-made for your event. Choose one based on the vibe you’re going for from dinner to pool parties.

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We hope these ideas help inspire you to host a gathering of your loved ones soon!

SOURCE: Windermere